Making the options clear and giving people all the information they need to make informed decisions are the priorities for a Kenilworth-based financial advisor. 

Alex Sharp of GAM Home Loan Specialists is offering a free no-obligation pension review to encourage locals who are thinking about their pensions and their futures to get the advice they need.

He will be offering straightforward advice to help you understand all the options available for your pension pot.

In particular, Alex is reaching out to people who have worked for more than one company in their career and may have more than one pension pot. 

"If you have moved jobs over the years, chances are you have more than one pension," Alex explained. 

"Many people don't know what they have, where it is, or how their pots are performing. 

"That means you might not even know how much money you have saved across your pensions, or whether you are saving enough for their retirement. 

"That is where we can help." 

At GAM HLS' no-obligation review, Alex will help clients track down all their pensions and then take stock of where they are now and what they are doing. 

'You might not even know how much money you have saved' (image via Julie Philpot)

He will then be able to help you understand your options, whether combining your pots is the best option and whether the client's money is working hard enough for them. 

"At the core of it," Alex explained, "is working out what the clients' goals are and what they want to do. 

"Everyone is different and has different ambitions when it comes to retirement. 

"Different people can afford to save different amounts too, so the first steps are all about understanding the individual and what they want from their money. 

"From there I am able to tailor my advice to their specific scenario and give them genuine, bespoke guidance that fits their needs." 

Key to all this though, is giving advice that is clear and understandable. 

Alex offers simple, no-obligation pension reviews, giving you all the options for your pension pot (image by Nub News)

Alex added: "The world of pensions and financial advice can be really tricky for a lot of people to navigate. 

"That is where we come in, and what GAM HLS is here for. 

"My job is to present all the options to you - the client - in a way that is easy to understand, so you can just focus on making the best decision for you and your goals. 

"There are no stupid questions - we are here to help in any way we can!" 

GAM was first launched around 20 years ago, when well-known local advisor Gary Sharp decided to leave his job at Cheltenham and Gloucester to offer a more personal service to his clients. 

He was then joined by son Alex around a decade ago, and the family-run firm now advises clients on mortgages, pensions, life insurance, investments and more.

Want to book a free no-obligation review with GAM Home Loan Specialists? Just click here.

GAM HLS sponsors Kenilworth Nub News.

Without community-minded partners like them, we would not be able to provide clickbait-free news to the people of Kenilworth.